CALCULATE YOUR DEBT - TO - INCOME RATIO

How Much Debt Can You Handle?

Fill in the blanks to get a rough idea of you debt- to-income ratio. Find out whether your ratio is higher than what is considered manageable for your income.

Single - If you are single you can push the limits of your consumer debt to 20%. But if you are on commission it is better to lower the ceiling to 15%.

Married - If your take home pay is more than $50,000 you can probably carry 20% in consumer debt. It is recommended to drop to 15% if you have children.

Fixed Income/Retired - Stay within 10%.

If your debt-to-income ratio is 20% or more, you need HELP!

Click here to start the budget process.