“Negotiating with creditors can be a harrowing experience. If creditors are unwilling to work with you, enlist the help of a credit counseling organization..such as the Credit Counseling Center” states the SmartMoney Small Business, Oct. 2008.
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A Prescription for Excessive Debt
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Facing Foreclosure
FREE Credit Report
Thanks to changes to the Fair Credit Reporting Act (FCRA), consumers now have the right to a free credit report once a year from all [...]




